IslamicaIslamica

Islamica Trust™

Trust must be designed into the platform

Crowdfunding only works when contributors trust the people, institutions and infrastructure involved. Islamica Trust™ is designed as a multi-layer verification architecture.

  1. Level 01

    Identity Submitted

  2. Level 02

    Identity Verified

  3. Level 03

    Supporting Documents Verified

  4. Level 04

    Beneficiary or Organisation Verified

  5. Level 05

    Financial Information Reviewed

  6. Level 06

    Institutional Verification

  7. Level 07

    Islamica Trusted Campaign

Islamica Trust Score

A transparent indicator, not a guarantee

Campaigns may receive a Trust Score derived from multiple factors. It is intended as an additional transparency indicator and not a guarantee of financial or project performance.

Trust Score

94 / 100

  • Identity Verification100
  • Supporting Documentation96
  • Financial Transparency91
  • Beneficiary Verification100
  • Campaign History90
  • Community Reputation88
  • Impact Reporting93

Campaign verification

What Islamica may request

Requirements vary according to campaign type, value, jurisdiction and risk.

  • Government-issued identification
  • Organisation registration documents
  • Bank details
  • Beneficiary information
  • Quotations
  • Invoices
  • Medical documentation
  • School documentation
  • Project plans
  • Financial statements
  • References
  • Partner confirmation
  • Proof of location
  • Photos
  • Videos
  • Supporting contracts

Islamica Shariah Governance

Islamic finance requires more than Islamic branding

Islamica aims to establish robust Shariah governance across relevant financial activities, guided by a proposed Islamica Global Shariah Council.

The council would guide

  • Zakat eligibility
  • Zakat distribution
  • Waqf structures
  • Islamic contracts
  • Investment screening
  • Prohibited activities
  • Fund segregation
  • Financial governance
  • Purification requirements
  • Islamic social-finance standards

Country-specific scholars, regulators and Islamic institutions may provide additional oversight where required.

Islamica Shariah Verified™

Eligible campaigns, financial structures or projects may receive Shariah Verified™ after applicable review, indicating that:

  • Purpose has been reviewed
  • Funding structure has been reviewed
  • Relevant contracts have been reviewed
  • Use of proceeds has been reviewed
  • Applicable Shariah conditions are documented

Anti-fraud system

Human verification and automated risk detection

  • Identity verification
  • Duplicate campaign detection
  • Device risk analysis
  • Suspicious transaction monitoring
  • Document validation
  • Behavioural anomaly detection
  • Fraud pattern detection
  • Beneficiary verification
  • Campaign risk scoring
  • Restricted-country controls
  • Sanctions screening where required
  • Payment monitoring
  • Community reporting

Report a campaign

Every user can flag concerns

Fraud suspectedIncorrect informationBeneficiary concernMisuse of fundsDuplicate campaignProhibited activityMisleading content

Islamica reviews reports under defined trust and safety procedures.

Fund release controls

Milestone-based release for larger campaigns

Example: a campaign raises US$500,000.

  1. Stage 01

    20% released after project documentation.

  2. Stage 02

    30% released after foundation construction.

  3. Stage 03

    30% released after structural completion.

  4. Stage 04

    20% released after project verification.

Impact verification

Evidence, not promises

  • Documentation
  • Photos
  • Video
  • GPS
  • Third-party partners
  • Auditors
  • Local institutions
  • Beneficiary confirmation
  • Financial evidence
  • Physical inspection where applicable

Impact Score

87 / 100

  • Beneficiary Reach92
  • Cost Efficiency82
  • Project Completion100
  • Sustainability80
  • Transparency90
  • Community Value81

Islamica clearly differentiates impact measurement from religious merit, which cannot be quantified by a platform.

Transparency Centre

  • Total funds raised
  • Funds disbursed
  • Campaign approval rates
  • Verification standards
  • Campaign removals
  • Fraud investigations
  • Platform fees
  • Payment processing fees
  • Impact reporting rates
  • Country availability
  • Shariah governance
  • Regulatory licences
  • Policies
  • Annual transparency report

Safety Centre

Learn how Islamica protects:

  • Contributors
  • Beneficiaries
  • Fundraisers
  • Children
  • Vulnerable groups
  • Personal data
  • Payments
  • Campaign integrity
  • Institutional accounts

The Safety Centre includes guidance on identifying scams and reporting concerns.

Visit the Help Centre